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IRS Tax Relief Programs
The IRS offers multiple pathways to resolve unpaid tax debt. The right program depends on your balance, income, assets, and situation.
IRS Installment Agreements
Pay your tax debt over time with a monthly payment plan approved by the IRS.
Offer in Compromise
Settle your tax debt for less than the full amount owed — if the IRS determines it's the most they can collect.
IRS Penalty Abatement
Request removal of IRS penalties — many taxpayers qualify but never know to ask.
Federal Tax Lien Withdrawal
Remove a federal tax lien from public record without paying the full debt first.
IRS Tax Levy Release
Stop the IRS from seizing your bank accounts, wages, or property.
IRS Wage Garnishment Release
Stop the IRS from taking most of your paycheck — every pay period.
Currently Not Collectible (CNC) Status
Pause all IRS collection activity when you cannot pay without creating financial hardship.
Innocent Spouse Relief
If your spouse's tax errors created your debt, you may not be legally responsible for it.
How to Choose
If you can pay over time
An Installment Agreement lets you pay in monthly installments over up to 72 months. No detailed financial disclosure required for balances under $50,000.
Read moreIf you can't afford to pay
An Offer in Compromise may let you settle for less than the full amount — if the math of your income, expenses, and assets supports it.
Read moreIf you have no money at all
Currently Not Collectible status pauses all IRS collection while your allowable expenses equal or exceed your income.
Read moreDo You Qualify for Fresh Start Relief?
Use our free eligibility guide to find out which IRS program may apply to your situation. No personal information required.
No personal information required. 100% free.